There are very few things more precious than one’s own home. The way to show that love is to ensure a house insurance policy is set all well. One of the most common questions we get is which household items fall automatically under the buildings policy.
Let’s start off by differentiating a home buildings insurance and a home contents insurance policy. The latter one covers movable items that one can find within a property which are labelled as ‘contents’; whereas the buildings one protects the actual building itself as well as permanent fixtures that are immovables. Think of such things that cannot be reasonably removed to another property.
In this article, we’ll be shedding light on crucial elements that are automatically covered by a home buildings insurance policy. Such assets need to be mentioned to your insurer should you wish to have them protected.