The winter months quickly gave way to spring, which increases enthusiasm about that familiar feeling of longer summer days. For many of us, the sunny season means more time spent near or on the water, where we can enjoy early morning swims, lazy afternoons anchored near the shore or longer trips to nearby sunny islands. 

March is the time when motorboat aficionados start seriously considering the condition of their boat or possibly looking for a new addition or upgrade, to ensure they’re ready for summer. 

Buying a second-hand boat can be a smart choice, as it offers better value for money and much quicker availability. Much like buying a used car, a set of considerations needs to be factored in before selecting one. Whether you’re a boating pro or a first-time boat owner, keep a lookout against expensive surprises along the way.

Avoid common pitfalls when looking around for second-hand boat options. Be realistic, use your experience or that of others to watch out for the most important factors. Here are some to help your decision process.

THINK OF HOW YOU WILL USE THE BOAT

First impressions are a big factor, but the boat’s look and size need to fit into your boating lifestyle. A family-friendly cruiser has different requirements than a vessel designed for offshore travel. Not to mention enhanced financial implications with a bigger boat. 

Picture your summer days on board, check the layout and comfort provided, enquire about the engine size, look for storage solutions and ask about approximate fuel consumption. The right boat should match your boating habits, not put pressure on your ambitions.

INSPECT THE HULL AND STRUCTURE

The hull sustains the health of the boat whose repairs can put a high financial cost on its lifecycle. When shopping for a second-hand boat, view it on land as well as at sea. You can easily spot certain issues when you look up and close to its hull when on land. 

Certain issues might not be obvious at first glance, so take your time. Look for possible cracks, paintwork issues, or even osmosis, which is common in older fibreglass boats. Trust your instinct, ask as many questions as possible and consider getting a professional inspector to survey the condition of the boat, from both a cosmetic and functional perspective.

CONSIDER ENGINE HISTORY AND CONDITION

A quick test might show that the engine runs well, but it doesn’t tell the full story. Ask the current owner for its service records, maintenance history and details of major repairs. Regular services done to the boat show more reliability in the long-run. 

Do your own research to find how easy it is to acquire parts locally, and the options available to carry out services. A boat’s engine is its heart. The better it runs, the more peace of mind your days at sea will have.

CHECK ONBOARD EQUIPMENT

Discuss the extra features available on the boat, or additional equipment the current owner will be including in the transaction. Review navigation lights, bilge pumps, GPS systems and radios. Saltwater affects their functionality, just like the outer part of the boat. 

Take your time to test them all, ensuring they aren’t operating with a temporary fix. The replacement of outdated or faulty systems has to be factored in, together with the cost of the boat itself.

QUESTION WHERE THE BOAT HAS BEEN STORED

Proper boat storage during the winter months often shows less wear-and-tear compared to one that has spent years permanently moored. Continuous exposure to rough weather conditions can accelerate the boat’s ageing process, even if the vessel looks aesthetically good. 

Good storage reflects the careful care its previous owner took, which will provide you with benefits should you make the purchase. Ask about antifouling and regular cleaning carried out. Its previous owner might even share some tips you might find useful in the future, such as boat storage contacts or supplies.

NEVER FORGET THE PAPERWORK

This might not be the most exciting part of the purchase, but it is one of the most important. The boat’s previous owner should supply clear proof of ownership to ensure a transfer can be easily made, especially if banks will get involved through a loan. Registration documents and details of outstanding loans should be made clear. 

If the boat has been overseas, a clear paper trail should be provided to avoid unnecessary stress once you get the keys to call it yours.

TAKE THE BOAT FOR A TRIAL

Just like a car is taken for a test drive, head to the open sea during calm weather to notice how the vessel behaves in real conditions. Watch out for unusual noises, vibrations, ensure proper steering response and evaluate driving comfort. 

A sea trial confirms the attention a boat would demand when being used, and if it fits your boating lifestyle and requirements.

CONSIDER BOAT INSURANCE

Marine insurance should not be an afterthought. Factor it into your list of expenses relating to boat ownership. It can help you through unexpected situations. Many boat owners rest easy on the safety measures they consider prior to heading out or sunny weather conditions we enjoy during the summer months, but sudden changes to sea conditions can be alarming. 


A minor collision whilst docked, incidents when anchored overnight, or even third-party liability could have severe financial implications. Whether staying close to shore or venturing into open waters, boat insurance is your safety net.

Watching out for common pitfalls doesn’t have to take away from the joys you’re expecting from summer on your boat. With the right preparation, a smooth sailing experience awaits you. Take the time now to plan properly and avoid rushed decisions. Protect your investment by choosing the right boat for you. 


Get in touch with us to request a boat insurance policy quote and step into summer ready for the happiness the summer season will bring.