Confidence and preparation should always be your priority when driving. Recent statistics gathered from routine inspections on the road show the importance of having driving documents, such as a driving licence and car insurance up to date.
Ensuring compliant driving standards are maintained is part of the local ongoing efforts to safeguard roads for everyone.
We’re breaking down some common myths and highlighting the truth behind them. Make use of clear guidance around motor insurance and what it offers, especially when choosing the right level of cover.
CAR INSURANCE IS NOT EXPENSIVE
Many believe car insurance is a costly burden, but in reality, it’s far more affordable than expected.
Typical car insurance policies cost less than €1 per day. Way cheaper than your daily takeout coffee, a qassata or less than the fuel your car consumes sitting in traffic.
Shop around for car insurance options. You have multiple options available, including third-party, third-party fire and theft or comprehensive cover.
A third-party policy covers damage to third-party properties and/or individuals. A third-party fire and theft policy provides coverage for third parties and protection for your car in case of fire and theft. Comprehensive insurance offers the highest level of protection since it also covers loss or damage to the vehicle itself following an accident.
With a low cost per day, car insurance is not only cost-effective but also provides the support and reassurance it can give you when you need it the most.
YOU NEED YOUR INSURANCE WHEN INVOLVED IN AN ACCIDENT
Handling the aftermath of a simple accident may look simple, but accidents rarely follow a simple path. No one plans an accident and it can be difficult to predict what happens afterwards.
You might be willing to settle things directly with the involved parties. The other driver might prefer to involve their insurer, for a clear and professional claims process following the benefits of a car insurance.
Having car insurance doesn’t just cover your car. It gives you support in unpredictable situations and takes the stress out from difficult moments to make them easier to manage.
CAR INSURANCE IS A LEGAL REQUIREMENT IN MALTA
Car insurance is an essential part of being a responsible driver in Malta and helps keep all individuals on the road safe and protected.
Whether it is a minor bumper-to-bumper collision or an incident on a more serious note, having the right cover makes all the difference.
The value of your car insurance is not in having just any policy, but choosing the one knowing fully well you are prepared for your road journeys.
CAR INSURANCE COVERS DRIVERS LISTED ON THE POLICY
If someone else drives your car, it is wise to check with your insurer whether they are included under your cover.
Speak to your insurer to confirm what your policy states and to discuss other options. Discover flexible options available when setting your insurance policy, such as cover for multiple drivers over the age of 25. A quick check can help avoid costly complications later.
DRIVING SAFELY LESSENS WORRIES
Safe driving is key to avoiding accidents, which will enhance your no-claim bonus further. It is important to ensure your driving documents are valid and available when needed.
Road authorities like Transport Malta and the Malta Police may carry out routine checks to verify your driving documents, including your licence and car insurance documents. Make sure to carry them with you at all times when behind the wheel.
Driving well, following road regulations is key to being road-ready and ensuring safety for yourself and those around you.
The reality is that situations can change in a second. Having the right car insurance helps ensure that you are not left exposed. Think of car insurance as peace of mind that goes with your vehicle. It’s about the ability to handle situations without cost or consequences.
Stay protected on the road with a car insurance policy that provides what you need. Explore your options by speaking to our insurance team.
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𝘛𝘩𝘪𝘴 𝘗𝘳𝘰𝘥𝘶𝘤𝘵 𝘪𝘴 𝘮𝘢𝘯𝘶𝘧𝘢𝘤𝘵𝘶𝘳𝘦𝘥 𝘣𝘺 𝘎𝘢𝘴𝘢𝘯𝘔𝘢𝘮𝘰 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘓𝘵𝘥., 𝘸𝘩𝘪𝘤𝘩 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘴 𝘵𝘩𝘦 𝘤𝘰𝘷𝘦𝘳 𝘶𝘯𝘥𝘦𝘳 𝘵𝘩𝘪𝘴 𝘱𝘰𝘭𝘪𝘤𝘺, 𝘢𝘯𝘥 𝘪𝘴 𝘥𝘪𝘴𝘵𝘳𝘪𝘣𝘶𝘵𝘦𝘥 𝘣𝘺 𝘛𝘩𝘰𝘮𝘢𝘴 𝘚𝘮𝘪𝘵𝘩 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘈𝘨𝘦𝘯𝘤𝘺 𝘓𝘵𝘥., 𝘱𝘢𝘳𝘵 𝘰𝘧 𝘵𝘩𝘦 𝘗𝘉 𝘎𝘳𝘰𝘶𝘱 𝘰𝘧 𝘊𝘰𝘮𝘱𝘢𝘯𝘪𝘦𝘴.
𝘛𝘩𝘰𝘮𝘢𝘴 𝘚𝘮𝘪𝘵𝘩 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘈𝘨𝘦𝘯𝘤𝘺 𝘓𝘵𝘥. 𝘐𝘴 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘶𝘯𝘥𝘦𝘳 𝘵𝘩𝘦 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘋𝘪𝘴𝘵𝘳𝘪𝘣𝘶𝘵𝘪𝘰𝘯 𝘈𝘤𝘵, 𝘊𝘢𝘱 487, 𝘵𝘰 𝘢𝘤𝘵 𝘢𝘴 𝘢𝘯 𝘌𝘯𝘳𝘰𝘭𝘭𝘦𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘈𝘨𝘦𝘯𝘵 𝘧𝘰𝘳 𝘎𝘢𝘴𝘢𝘯𝘔𝘢𝘮𝘰 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘓𝘵𝘥. (𝘎𝘔𝘐). 𝘎𝘔𝘐 𝘪𝘴 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘢𝘭𝘵𝘢 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 (𝘔𝘍𝘚𝘈) 𝘶𝘯𝘥𝘦𝘳 𝘵𝘩𝘦 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘈𝘤𝘵, 𝘊𝘢𝘱 403 𝘰𝘧 𝘵𝘩𝘦 𝘓𝘢𝘸𝘴 𝘰𝘧 𝘔𝘢𝘭𝘵𝘢. 𝘉𝘰𝘵𝘩 𝘢𝘳𝘦 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘍𝘚𝘈.