Purchasing a property could potentially be the biggest investment one ever makes. A home insurance policy will include coverage for doors, windows, electrical and plumbing installations, solar panels, proportionate share of the common areas for apartments and many more. In simple terms, such a policy takes into consideration coverage to rebuild the property in its identical finished state, including the foundations. In cases of accidental fire, flooding, storms or other destruction, property owners will avoid large financial complications through a home policy.